Most vision insurance plans will pay either for eye glasses or contacts, but not both within the same year. So you ask, “Should I use my vision insurance for glasses or contacts?” Great question. Some offices will recommend that you use your benefits towards contacts. Why? Because the eye doctor’s office gets paid more. We recommend that you use your benefits for your glasses because your insurance usually gives you a much better deal.
Many vision insurance benefits renew at the beginning of the year. This means you can get new eye glasses toward the end of the year, wait a few months and get an annual supply of contacts at the beginning of the following year. Double bonus!
Most vision insurance plans offer yearly eye exams. Even if you feel the quality of your vision hasn’t changed, take advantage of the offer and schedule your eye exam.Visit our Eye Exam page.
Ask your eye doctor which contact lenses give you the biggest benefit from your insurance. A few manufacturers work out deals with larger insurance companies. You get more contacts and leave more money in your pocket.Visit our Contacts Eye Exam Page.
If you have a medical complaint about your eyes (i.e. dry, irritated, burning eyes) your optometrist may be able to bill your medical insurance instead of your vision plan. You may pay less out-of-pocket and be able to preserve your vision exam benefit until later in the year.